Financial Analysis

  • Financial Goals
  • Budgeting (Spending Planning)
  • Net Worth Analysis
  • Education Funding Planning
  • Personal Records Organization
  • Cash Management
  • Charitable Donations

Tax Planning

  • Sale of Primary and Vacation Homes
  • Sale of Investment Properties
  • Capital Gains
  • Pension and Profit Sharing Plans
  • Charitable Donations

Estate Planning Analysis & Education

  • Wills
  • Trusts
  • Selection of Trustees
  • Tax Reduction Strategies
  • Preservation and Distribution Strategies
  • Annual Gifting Program
  • Charitable Donations
  • Living Trusts and Other Advanced Planning

Retirement Planning

  • Retirement Goals Identification
  • Retirement Plan Development and Review
  • Target Rate of Return Determination
  • Plan Distributions
  • Lump Sum Distribution Analysis
  • Lifestyle Changes
  • Future Income, Expenses, Taxes, and Inflation
  • Social Security

Risk Management Analysis

  • Life Insurance
  • Disability Insurance
  • Health and Long Term Care Insurance
  • Home Owner’s Insurance
  • Automobile Insurance
  • Umbrella Liability Insurance


Investment Analysis & Management

  • Investment Goals Identification
  • Risk Tolerance Determination
  • Diversification, Performance and Tax Implications
  • Ongoing Investment Management
  • Quarterly Portfolio Updates and Performance Reports
  • Year-End Tax Reports
  • Transaction History and Cost Basis Tracking


Disclosure Statement Part 2A

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Disclosure Statement Part 2B

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Privacy Policy Statement

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Financial Planning Contract

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Financial Advisory Contract

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Customized Asset Management Contract-PA

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Customized Asset Management Contract-NJ-FL

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Financial Advisory Contract Uplan4U Tier 1

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Financial Advisory Contract Uplan4U Tier 2

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